Disclosure: Investment advisory and Financial Planning services offered through some Simplicity Wealth, LLC, a Securities and Exchange Commission (SEC) Registered Investment Advisor. Please note that such registration does not constitute an endorsement of Simplicity Wealth by the SEC, nor does it indicate that Simplicity Wealth has attained any particular level of skill or training. Past performance is not indicated a future performance. Nothing presented herein is, or is intended to constitute investment advice, and no investment decision should be made solely based on any information provided herein. No client or prospective client should assume that any such dicussion serves as the receipt of, or a substitute for, personalized advice from an Adviser, or from any other investment professional. These materials are provided for general information and educational purposes based upon public available information from sources believed to be reliable-we cannot insure the accuracy or completeness of these materials. As such, the information of the materials may change at any time and without notice. This communication is no way a solicitation or an offer to sell securities or investment advisory services. Information presented herein is for educational purposes only and is not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. This information presented is not constitute investment recommendation tailored to any individual's circumstances. Past performance is not indicated for future results, and all investment strategies carry risk, including loss of principal. Listeners are encouraged to do their own research and due diligence before investing.